Loan Programs
As an MBA is a long-term investment, most students rely on loans to cover some or all of their education or living costs. Students typically borrow from one or several loan programs, and students have the right to select the educational loan provider of their choice.
Wharton does not endorse any specific lender nor receive compensation from any lender, and we encourage students to compare the fees and terms of all student loan products to determine which ones are best suited to their individual needs. Information on loan programs available can be found on the Student Financial Services website.
U.S. Citizen/Permanent Resident Students
Listed below are the current loan offerings for U.S. citizens and U.S. permanent residents.
Federal Direct and Direct Grad PLUS Loans
Federal Direct and Direct GRAD PLUS Loans offer fixed interest rates, low fees, favorable repayment benefits, ease of application and electronic disbursement of funds directly to your student account.
Alternative Loans
Alternative loans are available through private educational lenders. These programs have different terms and conditions associated with them, and interest rates are generally variable and are tied to a student’s credit history and score.
International Students
Wharton’s senior administrators remain dedicated to providing sound financing solutions for both our domestic and international students. At this time, Wharton is unable to provide a loan product for our international students without requiring a U.S. citizen or permanent resident co-signer. If you are an International student who is neither a dual U.S. citizen nor a U.S. permanent resident, we encourage you to investigate all sources of funding within your home country, including government and private scholarships and loans, so that you are aware of alternative financing solutions.
